Anoka County Minnesota
What is going on is that you have the perfect growing conditions for moss and your turf is not thick enough to stop the moss invasion. The pH of your soil is in good range for turf grass.
Looking at the soil test it appears that your soil lacks nitrogen which is essential for for a healthy turf. You should follow Gerten's directions to amend the soil. It should improve your turf.
Do you mulch your grass clippings? If you don't you should because that will help add nitrogen to the soil and is worth a fertilization a year.
This fall aerate your yard and then over-seed with a quality turf grass. Don't buy a "value" seed mix because you will get what you paid for.
Here are a couple of good articles you can read on steps to remove the moss from your turf.
Here is a nice calendar on when to do what what with your turf: https://extension.umn.edu/planting-and-growing-guides/lawn-care-calendar
If you have any other questions don't hesitate to respond to this answer.