early drawing of socail security and still work

Asked February 28, 2019, 10:26 AM EST

If I draw my social security at the age of 64.6 and still work, will my wifes income affect what I draw. I know that after17,000 every dollar of 2.00 dollars is taken. I just wanted to know if that only inclides my income or both my wifes and mine.

Shawnee County Kansas

1 Response

There are two somewhat related issues for married Social Security recipients: the Social Security earnings limit and taxation of Social Security benefits. The earnings limit ($17,640 in 2019) applies to workers individually based on their income alone. The taxation issue will apply to a married couple's total income when filing a joint tax return. Depending on household income, up to 85% of Social Security benefits may be subject to income tax.